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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Denton
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Denton, Texas . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Denton, TX - July 31, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.30% |
$5,000 |
23.04 |
Learn More
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Rate History: 5.00% → 4.30% |
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mam | Sep 19, 2019 No Specials are being offered. These rates are wrong. Read More |
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4.20% |
$25,000 |
- |
Learn More
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Warning: Early Withdrawal Penalty is 2% of the account balance. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.20% |
$50,000 |
21.01 |
Learn More
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Early Withdrawal Penalty is 8 months interest. |
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Geoffrey Christopher 1 | Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More |
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4.15% |
$500 |
- |
Learn More
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AEM | Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More |
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4.10% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.00% |
$1,000 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.90% |
$1,000 |
24.98 |
Learn More
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Rate History: 3.87% → 3.90% |
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6CellBattery | Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More |
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3.80% |
$2,500 |
- |
Learn More
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
Learn More
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.75% |
$1,000 |
19.11 |
Learn More
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Rate History: 4.35% → 4.25% → 4.20% → 3.75% |
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3.70% |
$0 |
20.87 |
Learn More
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Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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3.50% |
$5,000 |
21.56 |
Learn More
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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3.35% |
$500 |
17.36 |
Learn More
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Rate History: 4.07% → 3.71% → 3.51% → 3.35% |
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3.29% |
$500 |
20.92 |
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3.25% 2.07% |
$1,000 $100,000 |
24.10 |
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3.00% |
$1,000 |
- |
Learn More
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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2.53% |
$1,000 |
22.15 |
Learn More
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Rate History: 3.05% → 2.53% |
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2.05% |
$100,000 |
23.55 |
Learn More
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Rate History: 0.20% → 2.55% → 2.45% → 2.30% → 2.05% |
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Aku | May 29, 2020 Dua Read More |
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1.00% |
$100,000 |
24.63 |
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0.95% |
$10,000 |
0.85 |
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0.90% |
$10,000 |
24.63 |
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0.80% |
$10,000 |
19.74 |
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0.80% |
$10,000 |
1.52 |
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0.68% |
$100,000 |
23.45 |
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0.65% |
$100,000 |
20.30 |
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0.65% |
$100,000 |
20.34 |
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0.60% |
$100,000 |
21.05 |
Learn More
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.60% |
$10,000 |
20.34 |
Learn More
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0.58% |
$10,000 |
23.45 |
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0.55% |
$100,000 |
19.47 |
Learn More
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0.50% |
$10,000 |
20.30 |
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0.50% |
$10,000 |
20.35 |
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0.50% |
$10,000 |
20.21 |
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0.50% |
$100,000 |
23.68 |
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0.50% |
$10,000 |
2.96 |
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0.50% |
$10,000 |
21.05 |
Learn More
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.45% |
$10,000 |
24.13 |
Learn More
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elizabethcoker22@gmail.com | Mar 6, 2021 My family lives in Texas wanted to open and account with liberty bank Texas is name on Instagram is @obilo 10 10 u refuse him and stole his information cause he is black .plsss get it check out thank u Read More |
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0.45% |
$10,000 |
23.68 |
Learn More
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0.40% |
$10,000 |
2.61 |
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0.35% |
$10,000 |
19.47 |
Learn More
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0.35% |
$10,000 |
16.72 |
Learn More
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0.35% |
$10,000 |
21.05 |
Learn More
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.30% |
$50,000 |
21.72 |
Learn More
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0.30% |
$10,000 |
19.82 |
Learn More
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0.25% |
$10,000 |
- |
Learn More
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.25% |
$10,000 |
0.67 |
Learn More
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RS | Jun 1, 2020 UMB does not honor the rate posted here! Read More |
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0.25% |
$10,000 |
23.61 |
Learn More
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Ralph | Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More |
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0.20% |
$1,000 |
3.57 |
Learn More
|
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jim | Sep 28, 2016 After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More |
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0.15% |
$500 |
- |
Learn More
|
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The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
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0.03% 0.01% |
$2,501 $2,500 |
21.05 |
Learn More
|
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0.03% |
$100,000 |
24.54 |
Learn More
|
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
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